个人预算 Personal budget
（重定向自Envelope budgeting）
个人预算是一个用于分配未来个人收入用于消费，储蓄和偿债的财务规划。制定个人预算需要考虑曾经的开支和个人债务。有几个方法和工具可利用于制定、使用和调整个人预算。
Envelope budgeting
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英语百科
Personal budget 个人预算
（重定向自Envelope budgeting）
A personal budget is a finance plan that allocates future personal income towards expenses, savings and debt repayment. Past spending and personal debt are considered when creating a personal budget. There are several methods and tools available for creating, using and adjusting a personal budget. For example, jobs are an income source, while bills and rent payments are expenses.
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