Now, the principal balance doubled due to late payment penalties and other sanctions that the credit card issuer imposed in accordance with the contract.

现在，由于信用卡发行公司按照合同规定对逾期还款进行了罚款，再加上其他惩处，我所欠余额增加了一倍。

Or is Starbucks is going to be - I don't know - the you big credit card issuer that happens to sell coffee?

或者星巴克将成为——我不知道——碰巧销售咖啡的大型信用卡发卡机构？