In places like Finland or Australia, lots of people have mortgages with variable interest rates.

在芬兰或澳大利亚等地，许多人持有浮动利率的抵押贷款。

Anyway, two years ago, Rob took out a loan from the Small Business Administration, a loan which has a variable interest rate.

不管怎样，两年前，罗布从小企业管理局申请了一笔可变利率贷款。